Welcome to Wageguard
Wageguard is a specifically tailored, life insurance product purchased by manufacturing industry employers
for their employees who are covered under an Enterprise Bargaining Agreement (EBA).
Wageguard aims to provide a replacement income for employees who can’t work at full capacity or at all due to Sickness or Injury.
The Income insured by Wageguard is the employee’s average income over the past 12 months and includes overtime and allowances paid to the employee. Wageguard replaces up to 100% of the employee’s Pre- Disability Income during the first 26 weeks of benefit payment, thereafter replacing up to 85% of Pre-Disability Income for a further 78 weeks.
Wageguard also provides $20,000 death cover for all insured employees as well as homemaker assistance, rehabilitation assistance and return to work assistance.
Wageguard covers insured employees 24 hours a day, 7 days a week, anywhere in the world.